Business Loans

Premier credit offers loans to individual small and medium businesses operating in formal fixed premises. This product seeks to cater to unforeseen immediate working capital needs. The products are designed for clients whose businesses have verifiable daily cash flows. It targets existing clients with established enterprises and have a good credit history with us or clients referred by existing customers.


  • Operate a legal enterprise for a minimum period of one year.
  • Operate from a permanent premise for at least 6 months.
  • Should be Kenyan aged between 18-65 at the time of first loan.
  • Acceptable collateral to secure the loan.

Up to 1 month loan term.

Premier Pesa.

Up to 3 months loan term.

Premier Express.

12 months loan term.

Group loans.

Business loans that are offered to people in groups of 5-10. Members co-guarantee each other.

Premier advantage.

6 months loan term.

SME loans.

24 months loan term.

Housing loans.

Offered to people with rental income. These loans can be used for putting up additional units and improving the existing units.